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Payday Cash Advance from iPaydayLoans.com Lake Havasu City AZ

Need Cash Before Payday? Here’s Why You Should Try a Lake Havasu City, AZ Payday Cash Advance.

Need Cash Before Payday? Here’s Why You Should Try a Payday Cash Advance

Running out of cash before payday is a common problem. Many people are unable to keep savings and have to live paycheck to paycheck. It’s not necessarily a result of bad decisions, simply the high modern cost of living and jobs that don’t pay that well. The good thing is that when this happens to you, there are solutions. You have more than one option, but a payday cash advance may be your best. This kind of loan is fast and can get you cash within a day. It is easy to get approved for, so that your credit score doesn’t have to hold you back. And, among many other great qualities, this loan is convenient and available 24 hours a day online. We’ll answer all your questions about cash advances for payday.

What Exactly is a Payday Cash Advance?

This is a special kind of loan. There are several different things that make a payday cash advance different from a traditional loan. First, it’s a cash advance. That means you get it when you know you have a paycheck or some of your income on the way, but you need it sooner. This kind of loan essentially advances your pay, even though it’s not coming from your employer. A payday cash advance is also a type of loan that is based on your income rather than your credit score. The main factor that indicates you can be approved is how much you earn. Finally, unlike other types of loans, this one is fast and easy to use. There is no need to go to a bank or a cash advance store. You can do everything online or through your phone.

How Do I Get Approved for a Lake Havasu City, AZ Payday Cash Advance?

With a traditional loan you will have to undergo a credit check. The lender has a certain minimum number you need to meet before your application will even be considered. For a payday cash advance, on the other hand, you only need to prove a few simple things:
  • You are a citizen of the U.S.
  • You are 18 years old or older.
  • You have a regular job and a regular income.
  • Your income is at least $1,000 per month on a regular basis.
  • You have a checking or a savings account that is valid.
  • You are not currently serving on active duty in the military.
Notice that credit score is not part of the requirements. You do not have to have a certain number on your credit report to be considered for this loan. A lack of credit history or a low score alone will not disqualify you for a payday cash advance.

Do Most People Get Approved for Payday Cash Advances?

Yes, the approval rates are high for these loans, thanks to the easy requirements. Most people who have a regular job and apply for a payday cash advance do get approved. With no requirement for having a certain credit score, the approval rates on these loans is much higher than for other, more traditional loans.

Where Can I Access Payday Cash Advances?

One of the best things about a payday cash advance as compared to another type of loan is that you can easily access it online. Don’t go to the bank, a loan office, a pawn shop, or a cash advance store ever again. Instead, go online. The application for these loans is available 24 hours a day, seven days a week, holidays, and weekends, online. Fill out the application, submit it to the website, and get connected to your lender. Going online is just one of your options for accessing payday cash advances. The other way to do it is to download and use a free app on your mobile device. This takes convenience to another level. You not only don’t have to go to a loan office, but you also don’t even need to be tied to a computer to access these loans. Use your phone, tablet, or a computer to apply at any time.

Are There Any Service Fees for Payday Cash Advances?

No, there are no fees associated with applying for and getting approved for an online or mobile payday cash advance. The only cost is the interest you pay on the loan, which is a cost you will face with any type of loan. When you apply, you get free access to lenders, who have already been screened and checked out. Those lenders then compete for your business. You get to choose a loan that has the terms and the interest rate that makes the most sense for you, and there is never any charge for this service.

Do I Have to Deal with a Check?

No, you do not have to wait for a check or cash a check to get your payday cash advance money. The lenders offering these loans make direct transfers to your bank account to supply you with the money you are borrowing. This is a hassle-free loan that makes every step of the process easier. Just check your bank account once your loan has been made official, and you will see the cash soon.

When Will I Get Cash from a Lake Havasu City, AZ Payday Cash Advance?

Exactly when you get the cash in your account and when you can access it depends on a few factors. When you apply is important. You can apply at any time, but the cash will only be transferred on a business day. Try to apply Sunday through Thursday for quickest access to cash. But, no matter when you apply your money will be transferred by the next business morning, which means that you can get money as soon as early tomorrow. Getting cash has never been faster or easier. The smart way to get money to pay the bills and cover daily expenses before your next paycheck is a payday cash advance. Check it out online today or through the free mobile app.

Thank you very much for using iPaydayLoan.com for all your short-term loan needs.

Local Lenders and Companies

Candy Wilkum-Capital Lenders
(928) 855-7856
30 S Acoma Blvd Ste #109
Lake Havasu City, AZ
 
1St National Bank Of Arizona
(928) 854-4000
2167 Birch Sq Ste D
Lake Havasu City, AZ
 
Boulden Nadine & Billy
(928) 854-1731
2159 Mcculloch Blvd N
Lake Havasu City, AZ
 
Capital Lenders
(928) 855-7733
30 Acoma Blvd S Ste 109
Lake Havasu City, AZ
 
Hi-Tech Mortgage
(928) 854-1881
2184 Mcculloch Blvd N Ste 101
Lake Havasu City, AZ
 
Mohave State Bank
(928) 453-0000
1021 Lake Havasu Ave N Ste 100
Lake Havasu City, AZ
 
Arizona Auto Lenders
(928) 453-0212
20 Acoma Blvd N Ste 3
Lake Havasu City, AZ
 
Brokers Mortgage Services
(760) 480-7200
848 Kiowa Ave
Lake Havasu City, AZ
 
Downey Savings & Loan
(928) 854-7300
1980 Mcculloch Blvd N Ste Rear
Lake Havasu City, AZ
 
Horizon Community Bank
(928) 854-3000
225 Lake Havasu Ave N
Lake Havasu City, AZ
 
US Bank - Lake Havasu City AZ Albertsons Office
(928) 854-7300
1980 McCulloch Blvd N
Lake Havasu City, AZ
 
Chase Bank
(928) 855-9101
1799 N Kiowa Blvd, Ste 103
Lake Havasu City, AZ
Type
In-line
Office Hours
Mon:9:00-5:00
Tues:9:00-5:00
Wed:9:00-5:00
Thurs:9:00-5:00
Fri:9:00-6:00
Sat:9:00-1:00
Sun:closed

Wells Fargo - Lake Havasu City
(928) 680-6230
80 Acoma Blvd N
Lake Havasu City, AZ
Type
In-Store Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-04:00 PM
Sun Closed

LA Financial Credit Union - Havasu Community Credit Union
(800) 894-1200
55 S. Lake Havasu Ave., Suite J
Lake Havasu, AZ
Hours
mon: 09:00 - 17:00
tue: 09:00 - 17:00
wed: 09:00 - 17:00
thu: 09:00 - 17:00
fri: 09:00 - 18:00
sat: closed
sun: closed
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM. Pay no surcharge fees at over 25,000 CO-OP Network ATMs including over 5,500 7-Eleven locations throughout the U.S. and Canada.
Surcharge fee: Surcharge-free ATM access is available at all Co-Op Network ATM locations.
Services
Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
BBVA Compass Bank - Lake Havasu Branch
(800) COM-PASS
1992 Mcculloch Boulevard
Lake Havasu City, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM Fee Rebate Noe: BBVA Compass Bank rebates ATM Surcharge Fees. Contact the institution for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Chase Bank
(928) 764-3404
5691 Hwy 95 N
Lake Havasu City, AZ
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-3:00
Sun:closed

Bank of America - Acoma
(928) 855-3003
10 Acoma Blvd S
Lake Havasu, AZ
Type
Banking Center
Services
Banking Center Services: Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

Wells Fargo - Lake Havasu City - Southside
(928) 854-5330
3269 Maricopa Ave Ste 120
Lake Havasu City, AZ
Type
In-Store Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-04:00 PM
Sun Closed

U.S. Bank - Lake Havasu City Albertsons Branch
(800) 872-2657
1980 Mcculloch Blvd North
Lake Havasu City, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Chase - Lake Havasu North Branch
(877) 682-4273
1799 Kiowa Avenue
Lake Havasu City, AZ
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Data Provided By:

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